By Mark Mills, Nancy Mills

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Where do we want to live? • What lifestyle do we want? • Do we plan to travel? • Is volunteering in the community a priority? • Do we need to care for elderly parents? • Will we receive an inheritance? indd 19 5/10/2007 12:19:54 PM 20 Planning • Do our children or grandchildren need financial help or direct care? • Do we want to leave an estate? • If we stop full-time work before age 65, what health care options are available? • What have I always wanted to do, but never had the chance? Underlying all of this is the question of money.

We can count Medicare as an asset, but we still have to set aside significant funds to cover the cost of health care. indd 15 5/10/2007 12:19:54 PM 16 Planning PROPERTY, PLANT, AND EQUIPMENT Property, plant, and equipment, or PP&E, is an accounting term for tangible assets owned by a business or other organization. From land to houses, from cars to computers, most Boomers also have significant PP&E items on our balance sheets. Some of these assets can play a key role in preparing for the future.

How much time do Boomers spend preparing for the post-career life stage that might last 30 years or more? Yes, our children are learning things that will last a lifetime, but the point is most of us need to spend more time and thought on what we will do after our primary careers have ended. We need to ask ourselves, and possibly our mates, many probing questions about the future, including the following: • Do we want to work after “retirement”? • Will it be part-time work, a career change, a new business?

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